Who Should Attend the Home Appraisal?
When it comes to buying, selling, or refinancing a home, one of the most important steps in the process is the home appraisal. But a common question we hear at K.W. Appraisals is:\
“Who should be present at the home appraisal?”
Let’s break it down so you know exactly who should attend and why it matters.
Why the Appraisal Matters
A home appraisal is an unbiased estimate of a property’s fair market value, conducted by a licensed real estate appraiser. It’s typically required by mortgage lenders during real estate transactions, but it's also commonly used in estate planning, divorce settlements, and property tax appeals.
In Kalamazoo and surrounding areas, appraisals play a vital role due to fluctuating home values, seasonal weather impacts, and neighborhood trends—from historic homes in the Vine Neighborhood to modern homes near Texas Corners.
Who Should Attend the Appraisal?
1. The Homeowner or Seller (Optional but Helpful)
While not required, it’s often beneficial for the current homeowner or seller to be present. Why?
They can grant access to all areas of the home.
They can point out recent upgrades, such as a new roof, finished basement, or energy-efficient HVAC system—especially useful in older Kalamazoo homes.
They may help clarify details not easily visible (e.g., attic insulation, foundation work, or permits for additions).
2. The Buyer (Optional)
In most cases, the buyer does not need to attend the appraisal, particularly if it’s lender-initiated. However:
Buyers may want to attend for peace of mind or to better understand the process.
It's a good chance to see the home again—though it’s not a replacement for the inspection.
3. The Real Estate Agent (Recommended)
Whether representing the buyer or seller, a real estate agent should ideally attend.
Agents can provide a comparative market analysis (CMA) to support the contract price.
They can answer questions the appraiser may have about the local market.
For agents selling homes in Kalamazoo neighborhoods like Westnedge Hill or Milwood, being present can highlight key selling points the appraiser may otherwise overlook.
4. The Appraiser (Required)
Of course, the licensed or certified appraiser is the one who conducts the walkthrough and creates the official report. At K.W. Appraisals, we follow USPAP standards and maintain objectivity in every appraisal.
Who Shouldn’t Attend?
- Lenders, attorneys, or underwriters typically do not attend the physical appraisal. They receive the report later.
- Contractors or home inspectors aren’t involved unless requested for specific property concerns.
Kalamazoo Considerations
In Kalamazoo, MI, where we experience humid summers and snowy winters, being present during an appraisal can help point out seasonal features—like upgraded insulation or snow-melt systems—that improve property value. If your home is near Western Michigan University or Bronson Park, location relevance can also be explained more thoroughly in person.
Final Thoughts: Presence Is Optional, Preparation Is Key
While it's not mandatory for anyone other than the appraiser to attend, being present can help ensure the appraiser has all the relevant information they need to make an accurate valuation.
Whether you're preparing your home for sale in Portage or disputing a property tax bill in downtown Kalamazoo, K.W. Appraisals delivers certified, credible, and defendable home appraisals across West Michigan.